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Land Transfer Tax (ON + Toronto)

Estimate Ontario LTT and Toronto MLTT with first-time buyer rebates. These figures are estimates—confirm exact amounts on closing.

Inputs

Note: Toronto luxury MLTT tiers (3.5%–7.5%) apply to residential purchases of $3M+ (max two single-family residences). Provincial and municipal taxes are calculated separately and added together.

Results

Ontario LTT (before rebate)
$13,475
Toronto MLTT (before rebate)
$13,475
Total before rebates
$26,950
Total rebates
$0
ON rebate: $0; Toronto rebate: $0
Total LTT payable (estimated)
$26,950
Show provincial band breakdown
BandRateTax
$0 – $55,0000.50%$275.00
$55,000 – $250,0001.00%$1,950.00
$250,000 – $400,0001.50%$2,250.00
$400,000 – $850,0002.00%$9,000.00
Show Toronto band breakdown
BandRateTax
$0 – $55,0000.50%$275.00
$55,000 – $250,0001.00%$1,950.00
$250,000 – $400,0001.50%$2,250.00
$400,000 – $850,0002.00%$9,000.00

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Notes

  • Ontario LTT tiers: 0.5% to $55k; 1.0% $55k–$250k; 1.5% $250k–$400k; 2.0% $400k–$2M; 2.5% over $2M (1–2 single-family residences).
  • Toronto MLTT adds higher luxury tiers for purchases of $3M+ (up to 7.5% over $20M).
  • First-time buyer rebates: Ontario up to $4,000; Toronto up to $4,475 (municipal portion).
  • This tool provides estimates and doesn’t account for every edge case or exemption.

Educational purposes only. Not legal, tax, or lending advice.