Discovery Call
15 minutes
A brief introductory conversation to explore your situation, determine fit, and identify the most supportive next step.
- Best for new clients deciding where to start
- No payment required
Clear numbers, calm decisions.
Holistic Financial Wellness ConsultantTaxes • Mortgages • Money StrategyGrounded guidance for people who need clarity, direction, and thoughtful next steps.
15 min
Discovery Call
$150-$225 CAD
Pre-paid strategy sessions
Selective
Strategic Map applications
Start Here
Choose the level of support that fits right now
Start with the option that matches your current decision. Discovery Calls are free, Clarity sessions are pre-paid, and Strategic Financial Maps begin with an application.
Free
Clarity & Direction Session
60 minutes
A focused pre-paid strategy session for clarity, direction, and practical next steps around your current financial or life decision-making.
- Live guidance for one current priority or decision
- No written recap is included
Clarity & Direction Session - Extended
90 minutes
A deeper pre-paid strategy session for more layered situations that need additional space, reflection, and personalized direction.
- Designed for layered or connected priorities
- Includes a brief written summary of key insights and suggested next steps
Strategic Financial Map
Tiered advisory engagement
A deeper advisory pathway designed for clients who need a more integrated strategic plan. Starts with an intake or application process.
- Not presented as self-checkout
- Begins with an application and fit review
Paid sessions use Calendly with Stripe checkout and Google Meet details. Strategic Financial Maps stay application-first.
Trusted, private guidance with practical next steps. Results vary by situation, but every plan starts with clarity.
Read client storiesFormer CRA Income Tax AuditorLicensed Mortgage Agent (L2)Bilingual EN/ESPrivate & confidential
Professional guidance with a human heart
I'm Fanny Samaniego—a bilingual Holistic Financial Wellness Consultant, Mortgage Agent (Level 2), and former CRA Income Tax Auditor based in Toronto. I help professional families, executives, and business owners make clear, values-aligned decisions across mortgages, tax rhythm, and everyday money strategy.
- Mortgage strategy, cash-flow systems, and tax-season readiness aligned in one practical plan.
- Coordinated support with lenders and qualified specialists when your plan needs it.
- Clear next steps after every call—without overwhelm.
When Relevant
Other Helpful Paths
10-Year Holistic Tax Review
Still available when a deeper CRA review is the right fit, but not everyone needs to start there.
Kitchen Table Conversations
A small-group option for families, newcomers, and first-time buyers who prefer learning in community.
Tools & Articles
Helpful calculators, checklists, and practical reads stay available when you want to explore on your own first.