Calm, bilingual support for professionals, families, and business owners in the GTA. We blend precision with a steady pace—so decisions feel both clear and kind.
Comprehensive, coordinated support for major life and business transitions
End-to-end leadership for your finances: mortgage strategy, tax rhythm, business alignment, and money calm—under one coordinated umbrella.
Timeline: ~6 months of guided support
Depth without overwhelm: we install a working system across cash-flow, credit hygiene, and tax set-asides.
Timeline: ~12 weeks
Align owner pay, banking, and records lenders respect—collaborating with your accountant and lawyer.
Timeline: 4–6 weeks (typical)
Scope: Planning & documentation; tax/legal execution with your professionals.
A focused 3-hour session: cash-flow cadence, lender-credible records, and a shared language for money at work.
Timeline: 3 hours (virtual or on-site)
Scope: Up to 20 participants. HST applies.
Build clarity and momentum through personalized 1:1 guidance
Right-sized plan for professional families: savings cadence, FHSA coordination, and a lender-credible pre-approval path.
Timeline: 90 minutes + curated follow-up
A focused, human pace to steady cash-flow, real set-asides, and clean credit hygiene—built for busy professionals.
Timeline: ~90 days (3 sessions + email check-ins)
Scope: Advice-only (no product sales).
A short, human conversation. Share your goal and timing; leave with 2–3 clear next steps.
Timeline: 20–30 minutes
One priority handled with care: affordability, tax rhythm, credit cleanup, or renewal strategy.
Timeline: 90 minutes
Install gentle routines and momentum—without overwhelm.
Timeline: 6–8 weeks
Confidence from pre-approval to closing—and beyond
Prepare, match, and package your file so lenders say yes with confidence—calmly.
Timeline: Usually 1–2 weeks after documents are complete
Scope: Residential; O.A.C.; no borrower fee in typical prime cases—any exception disclosed in advance.
Clean math, clear trade-offs, and a short written plan.
Timeline: 60–90 minutes
Honest numbers and safer conditions for your first small building—clarity without drama.
Timeline: ~2 hours + notes
Scope: Educational analysis; not investment advice.
Executive clarity and predictable tax rhythms for professionals and owners
One clear conversation to map owner pay, payroll/dividends, and next steps with your accountant.
Timeline: 60–75 minutes
Set a quarterly rhythm and right-sized set-asides—predictable, compliant, and kind to your nervous system.
Timeline: 75–90 minutes
Two key sessions + gentle check-ins so deadlines don’t sneak up.
Timeline: Annual (2 sessions + touchpoints)
Bring cash-flow, HST cycle, and owner pay into a system that scales—and that lenders recognize.
Timeline: ~90 days
Practical, values-aligned learning—public cohorts and private team sessions
Practical, values-aligned learning to steady cash-flow, plan set-asides, and understand mortgage stress-tests.
Timeline: Single session (weeknight or Saturday morning)
Scope: Open to professionals and families; limited seats.
Gentle, step-by-step programs for families, groups, and those new to Canada
Small group, warm pace. Meet weekly, share real numbers, and practice gentle money routines together.
Timeline: 4 weeks
A lighter touch to stay in motion: live Q&A, fresh resources, and a friendly place to ask for help.
Timeline: Month-to-month
Gentle setup for banking, credit, and rent reporting—so your profile reads clearly to lenders.
Timeline: ~30 days
Steady, transparent, and human
A brief, kind conversation. If we’re a fit, you’ll get a short plan and a precise checklist—only what’s needed.
We model scenarios, prepare documents, and coordinate steps at a manageable pace. You always know what’s next and why.
We confirm outcomes against the plan, note any changes, and set your next check-in. Calm and repeatable.
Notes: Prices are in CAD and may be subject to HST. Mortgage services are typically free for qualified borrowers because compensation is paid by the lender on closing. Fees may apply in non-prime/private/commercial cases and will be disclosed in advance. All mortgages are O.A.C. (on approved credit).
Coaching services are independent of mortgage compensation and do not replace legal, tax, or accounting advice. We coordinate with your chosen professionals as needed. Bilingual support (EN/ES).
For workshops: virtual sessions are available Canada-wide; in-person sessions may include travel. Seat-based public cohorts are limited to preserve Q&A quality.
Prefer Spanish? Ver servicios en español.