Debt Payoff Calculator
Plan your path to debt-free: compare Snowball vs. Avalanche, see payoff timing and total interest, and export your plan.
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Schedule (first 24 months preview)
| # | Date | Total Payment | Interest | Principal | Remaining Balance | Focus | Debts Left |
|---|---|---|---|---|---|---|---|
| 1 | Month 1 | $1,133.10 | $233.10 | $900.00 | $35,333.10 | Credit Card A | 3 |
| 2 | Month 2 | $1,120.31 | $220.31 | $900.00 | $34,653.41 | Credit Card A | 3 |
| 3 | Month 3 | $1,107.31 | $207.31 | $900.00 | $33,960.72 | Credit Card A | 3 |
| 4 | Month 4 | $1,094.09 | $194.09 | $900.00 | $33,254.81 | Credit Card A | 3 |
| 5 | Month 5 | $1,080.63 | $180.63 | $900.00 | $32,535.44 | Credit Card A | 3 |
| 6 | Month 6 | $1,066.94 | $166.94 | $900.00 | $31,802.38 | Credit Card A | 3 |
| 7 | Month 7 | $1,053.01 | $153.01 | $900.00 | $31,055.39 | Credit Card A | 2 |
| 8 | Month 8 | $1,044.76 | $144.76 | $900.00 | $30,300.15 | Student Loan | 2 |
| 9 | Month 9 | $1,042.31 | $142.31 | $900.00 | $29,542.46 | Student Loan | 2 |
| 10 | Month 10 | $1,039.86 | $139.86 | $900.00 | $28,782.32 | Student Loan | 2 |
| 11 | Month 11 | $1,037.40 | $137.40 | $900.00 | $28,019.72 | Student Loan | 2 |
| 12 | Month 12 | $1,034.93 | $134.93 | $900.00 | $27,254.65 | Student Loan | 2 |
| 13 | Month 13 | $1,032.44 | $132.44 | $900.00 | $26,487.09 | Student Loan | 2 |
| 14 | Month 14 | $1,029.96 | $129.96 | $900.00 | $25,717.05 | Student Loan | 2 |
| 15 | Month 15 | $1,027.46 | $127.46 | $900.00 | $24,944.51 | Student Loan | 2 |
| 16 | Month 16 | $1,024.97 | $124.97 | $900.00 | $24,169.48 | Student Loan | 2 |
| 17 | Month 17 | $1,022.45 | $122.45 | $900.00 | $23,391.93 | Student Loan | 2 |
| 18 | Month 18 | $1,019.93 | $119.93 | $900.00 | $22,611.86 | Student Loan | 2 |
| 19 | Month 19 | $1,017.42 | $117.42 | $900.00 | $21,829.28 | Student Loan | 2 |
| 20 | Month 20 | $1,014.88 | $114.88 | $900.00 | $21,044.16 | Student Loan | 2 |
| 21 | Month 21 | $1,012.34 | $112.34 | $900.00 | $20,256.50 | Student Loan | 1 |
| 22 | Month 22 | $1,009.55 | $109.55 | $900.00 | $19,466.05 | Car Loan | 1 |
| 23 | Month 23 | $1,005.28 | $105.28 | $900.00 | $18,671.33 | Car Loan | 1 |
| 24 | Month 24 | $1,000.98 | $100.98 | $900.00 | $17,872.31 | Car Loan | 1 |
Show full schedule
| # | Date | Total Payment | Interest | Principal | Remaining Balance | Focus | Debts Left |
|---|---|---|---|---|---|---|---|
| 1 | Month 1 | $1,133.10 | $233.10 | $900.00 | $35,333.10 | Credit Card A | 3 |
| 2 | Month 2 | $1,120.31 | $220.31 | $900.00 | $34,653.41 | Credit Card A | 3 |
| 3 | Month 3 | $1,107.31 | $207.31 | $900.00 | $33,960.72 | Credit Card A | 3 |
| 4 | Month 4 | $1,094.09 | $194.09 | $900.00 | $33,254.81 | Credit Card A | 3 |
| 5 | Month 5 | $1,080.63 | $180.63 | $900.00 | $32,535.44 | Credit Card A | 3 |
| 6 | Month 6 | $1,066.94 | $166.94 | $900.00 | $31,802.38 | Credit Card A | 3 |
| 7 | Month 7 | $1,053.01 | $153.01 | $900.00 | $31,055.39 | Credit Card A | 2 |
| 8 | Month 8 | $1,044.76 | $144.76 | $900.00 | $30,300.15 | Student Loan | 2 |
| 9 | Month 9 | $1,042.31 | $142.31 | $900.00 | $29,542.46 | Student Loan | 2 |
| 10 | Month 10 | $1,039.86 | $139.86 | $900.00 | $28,782.32 | Student Loan | 2 |
| 11 | Month 11 | $1,037.40 | $137.40 | $900.00 | $28,019.72 | Student Loan | 2 |
| 12 | Month 12 | $1,034.93 | $134.93 | $900.00 | $27,254.65 | Student Loan | 2 |
| 13 | Month 13 | $1,032.44 | $132.44 | $900.00 | $26,487.09 | Student Loan | 2 |
| 14 | Month 14 | $1,029.96 | $129.96 | $900.00 | $25,717.05 | Student Loan | 2 |
| 15 | Month 15 | $1,027.46 | $127.46 | $900.00 | $24,944.51 | Student Loan | 2 |
| 16 | Month 16 | $1,024.97 | $124.97 | $900.00 | $24,169.48 | Student Loan | 2 |
| 17 | Month 17 | $1,022.45 | $122.45 | $900.00 | $23,391.93 | Student Loan | 2 |
| 18 | Month 18 | $1,019.93 | $119.93 | $900.00 | $22,611.86 | Student Loan | 2 |
| 19 | Month 19 | $1,017.42 | $117.42 | $900.00 | $21,829.28 | Student Loan | 2 |
| 20 | Month 20 | $1,014.88 | $114.88 | $900.00 | $21,044.16 | Student Loan | 2 |
| 21 | Month 21 | $1,012.34 | $112.34 | $900.00 | $20,256.50 | Student Loan | 1 |
| 22 | Month 22 | $1,009.55 | $109.55 | $900.00 | $19,466.05 | Car Loan | 1 |
| 23 | Month 23 | $1,005.28 | $105.28 | $900.00 | $18,671.33 | Car Loan | 1 |
| 24 | Month 24 | $1,000.98 | $100.98 | $900.00 | $17,872.31 | Car Loan | 1 |
| 25 | Month 25 | $996.66 | $96.66 | $900.00 | $17,068.97 | Car Loan | 1 |
| 26 | Month 26 | $992.31 | $92.31 | $900.00 | $16,261.28 | Car Loan | 1 |
| 27 | Month 27 | $987.95 | $87.95 | $900.00 | $15,449.23 | Car Loan | 1 |
| 28 | Month 28 | $983.55 | $83.55 | $900.00 | $14,632.78 | Car Loan | 1 |
| 29 | Month 29 | $979.14 | $79.14 | $900.00 | $13,811.92 | Car Loan | 1 |
| 30 | Month 30 | $974.70 | $74.70 | $900.00 | $12,986.62 | Car Loan | 1 |
| 31 | Month 31 | $970.24 | $70.24 | $900.00 | $12,156.86 | Car Loan | 1 |
| 32 | Month 32 | $965.75 | $65.75 | $900.00 | $11,322.61 | Car Loan | 1 |
| 33 | Month 33 | $961.24 | $61.24 | $900.00 | $10,483.85 | Car Loan | 1 |
| 34 | Month 34 | $956.70 | $56.70 | $900.00 | $9,640.55 | Car Loan | 1 |
| 35 | Month 35 | $952.14 | $52.14 | $900.00 | $8,792.69 | Car Loan | 1 |
| 36 | Month 36 | $947.55 | $47.55 | $900.00 | $7,940.24 | Car Loan | 1 |
| 37 | Month 37 | $942.94 | $42.94 | $900.00 | $7,083.18 | Car Loan | 1 |
| 38 | Month 38 | $938.31 | $38.31 | $900.00 | $6,221.49 | Car Loan | 1 |
| 39 | Month 39 | $933.65 | $33.65 | $900.00 | $5,355.14 | Car Loan | 1 |
| 40 | Month 40 | $928.96 | $28.96 | $900.00 | $4,484.10 | Car Loan | 1 |
| 41 | Month 41 | $924.25 | $24.25 | $900.00 | $3,608.35 | Car Loan | 1 |
| 42 | Month 42 | $919.52 | $19.52 | $900.00 | $2,727.87 | Car Loan | 1 |
| 43 | Month 43 | $914.75 | $14.75 | $900.00 | $1,842.62 | Car Loan | 1 |
| 44 | Month 44 | $909.97 | $9.97 | $900.00 | $952.59 | Car Loan | 1 |
| 45 | Month 45 | $905.15 | $5.15 | $900.00 | $57.74 | Car Loan | 1 |
| 46 | Month 46 | $58.36 | $0.31 | $58.05 | $0.00 | Car Loan | 0 |