Holistic Budget Calculator

Housing
Utilities
Groceries
Transportation
Insurance
Healthcare
Other

Budgeting FAQs & Guidance

  • What counts as “Income”?
    Include your take-home pay after taxes, plus any regular rental, freelance, government, or side hustle income.
  • How should I categorize my expenses?
    Use the categories provided, but add more in “Other” if you need (e.g., childcare, pets, savings, giving).
  • How often should I do a budget?
    At least once per month—or any time your situation changes. Checking in regularly keeps you clear and confident!
  • Is my information saved?
    No—everything stays on your device, and nothing is stored or shared. This calculator is 100% private and secure.
  • What if my expenses are higher than my income?
    Don’t stress. This is a starting point for gentle awareness and empowered change. Consider adjusting non-essentials, or reach out for guidance.
Want personalized support? Contact Fanny