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Rental Cash-Flow

Project income, expenses, and financing to see NOI, DSCR, cap rate, and cash-on-cash.

Purchase & Financing

Loan amount is derived from price & down payment. Set rate to 0% to model all-cash.

Rental Income

Unit
Monthly Rent (CAD)

Parking, laundry, storage, etc.

Gross Potential Rent (monthly)$4,300
Gross Potential Rent (annual)$51,600

Operating Expenses

Fixed expenses are annualized from the monthly inputs. Management is a % of EGI; maintenance and CapEx are % of GPR.

Rental Cash-Flow — Summary
Prepared September 30, 2025

Income Summary (Annual)

Gross Potential Rent (GPR)$51,600
Vacancy & Credit Loss−$2,064
Other Income$1,200
Effective Gross Income (EGI)$50,736

Operating Expenses (Annual)

Fixed expenses−$7,800
Management−$4,059
Maintenance−$2,580
CapEx−$2,580
Total Operating Expenses−$17,019
NOI$33,717

Returns & Financing

Annual Debt Service (ADS)−$48,899
Cash Flow (before tax)-$15,181
DSCR0.69
Cap Rate3.97%
Cash Invested$190,000
Cash-on-Cash Return-7.99%
Assumptions & Notes
  • NOI excludes mortgage principal & interest (that’s shown as ADS).
  • Management is a % of EGI; Maintenance & CapEx are % of GPR.
  • Cash-on-Cash = (NOI − ADS) ÷ (Down + Closing + Initial Repairs).
  • Estimates only; actuals vary by leases, utilities, and maintenance cycles.